Authorisation and chargeback fee timing

The following tables list when each acquirer will charge their authorisation and chargeback fees.

Trust Payments Fee Table

Transaction typeResultCharged
DBApprovedEnd of month
PAApprovedEnd of month
RFApprovedEnd of month
DBDeclinedEnd of month
PADeclinedEnd of month
RFDeclinedEnd of month
CBN/AEnd of month

PAYSTRAX Fee Table

Transaction typeResultCharged
DBApprovedImmediately
PAApprovedImmediately
RFApprovedImmediately
DBDeclinedEnd of month
PADeclinedEnd of month
RFDeclinedEnd of month
CBN/AEnd of month

The authorisation fee for an approved PA in PAYSTRAX is reported for the settled CP transaction.