Transaction processing details

The lower half of the Transaction Details page contains the transaction processing, settlement, and dispute data.

Processing

The Processing section contains all the information about the transaction, how to identify it in the banking systems, and the response details.

Transaction table

Field	Description
Type	This is the category type of recurring transactions, which can be `Installment`, `Recurring` or `Unscheduled`. This field is empty for single payments
Entity ID	The identifier of the channel in the gateway
CIT ID	For a recurring payment, the identifier of a the previous customer initiated transaction
Payment Mode	For recurring payments, `INITIAL` for the first in a series of payments, and `REPEATED` for any payment after the first payment. This field is empty for single payments
Merchant Account ID	Identifier of the merchant account
Flags	The two-letter code for a payment type of the associated transactions. See Transaction types

Identification table

Field	Description
Invoice ID	The merchant's invoice identifier
Payment ID	The gateway's payment identifier
Reference ID	The identifier of the previous transaction
Customer ID	Your unique identifier for the customer
Reconciliation ID	This identifier connects the transaction in the gateway to the settlement. It depends on the processor. For ACI with OmniPay, it is the short ID of the transaction in the gateway. This ID should be unique per merchant and is used together with the Merchant Account ID and Channel ID.
Registration ID	The identifier of a card registration, when a card is stored on file

Processing table

Field	Description
Connector ID	The identifier generated by the gateway for the acquirer
Scheme Response Code	For all transactions, if the value is `00`, the transaction was approved. For all other values, the transaction was declined. If this value is not present, then the transaction may have been declined before it reached the card schemes
Merchant Advice Code	For recurring payments, declined transactions may also have a Visa Category Code or Merchant Advice Code. These codes define whether the transaction was hard-declined due to a permanent issue with the card or soft-declined due to a temporary issue. If the transaction is hard-declined, you cannot retry it. If the transaction is soft-declined, you can retry it up to 15 times within 30 days of the soft decline. If there is no Merchant Advice Code, Visa Category Code, or Scheme Response Code, it is possible that the transaction was soft-declined, or it may have failed at the payment gateway. See the tables at Transaction results - Declined repeated transactions
Clearing Institute	The name of the acquirer
Scheme Response Description	A description of the Scheme Response Code
Merchant Advice Description	Explanation of the Merchant Advice Code

3D Secure

For transactions that use 3DS verification, the hub displays 3D Secure details.

3D Secure table

Field	Description
Version	The version of 3D Secure with which authentication was performed
Verification ID CAVV/AEVV	A unique identifier for the verification from the ACS or DS. You can use the authentication value to provide proof of authentication.
ECI-Flag	The result of the attempt to authenticate the cardholder from the ACS or DS. See ECI flags for 3D Secure authentication
Authentication Flow	The user flow to authenticate the user, which can be `challenge` or `frictionless`
DS Transaction ID	A unique identifier of the DS to identify a single 3DS verification transaction.
ACS Transaction ID	A unique identifier of the ACS to identify a single 3DS verification transaction.

Settlement

The Settlement section gives the details of the settlement and fees. If the transaction has not been settled yet, then this section is not on the Transaction details page.

The settlement section of the transaction details for Trust Payments

Field	Description
Posting Date	Date and time that the payment is made to the merchant's bank account by the acquirer in the acquirer's local time
Settlement Currency	Currency that the transaction will be settled to
Calculated Amount	Net settlement amount of transaction (settlement amount - fees)
Processing Fee	The fee charged by the acquirer for processing the transaction
Interchange Fee	The fee charged by the cardholder's issuing bank
Scheme Fee	The fee charged by the card schemes
Authorization Fee	In PAYSTRAX, the fee charged by the acquirer for approved DB and RF transactions
Acquirer Reference Number	The acquirer's unique identifier for the transaction that is recognised by the issuer and acquirer
File Type	When the transaction is settled, this a value from the acquirer about the transaction type, such as `eCommerce`, `Credential on File`, or `MOTO KE`
Descriptor	Merchant's descriptor that displays on the customer card statement

Dispute section

The Dispute section of the Transaction details is present if the transaction is involved in a dispute, such as a chargeback or a Rapid Dispute Resolution (RDR) refund.

Field	Description
Dispute Date	The date that the dispute occurred
Dispute Type	Chargeback or RDR
CB Reference Number	Identifier of the chargeback
Dispute Reason Code	Code of the issuing bank or card scheme to describe the customer's reason for the dispute
Reason Code Description	Explanation of the reason for the dispute
Representment Expiration	You can respond to this chargeback with a representment before this date and time. This is usually 10-15 days after the chargeback was reported.